Arch Financial Services works with asset-based lenders who lend to a complete cross-section of entrepreneurs. Loans to customers are secured by accounts receivable, inventory, equipment and real estate.
When your customers are late in paying you, it hurts your cash flow. That's why you need an alternative source of capital. That's why you need Arch Financial Services.
Arch Financial Services helps your business grow by supplying a ready source of funds. If your financial requirements are not being met by your present lending sources, talk to us. We'll tailor a program to fit your business- no matter what size your business happens to be.
If you find yourself in a period of expansion or re-adjustment without sufficient funds, what should you do? Come to Arch Financial Services. We'll create a flexible line of credit based on your accounts receivables. As soon as you create new invoices for goods sold or services rendered, you obtain cash immediately. The loan revolves constantly, and you never have to worry about clean-up or repayment dates.
Interest is charged on a daily basis, but it's charged only on the money you actually use. You needn't maintain a deposit balance. And most significantly, you'll never surrender a share of your equity in your business. If you still need additional cash, we can make it available to you through your other assets, such as inventory and equipment.
Equipment Financing
You can get an advance and secure it by your plant, equipment or buildings. Repayment terms usually range from one to three years. In certain cases, it's been extended to as many as five years. Together we carefully build a plan that fits your needs. We'll consider such factors as whether the loan serves a long or short range purpose. We'll also take into consideration whether your business is affected by seasonal fluctuations. In this way, we can adopt a plan that is suited to your exact requirements and ability to repay.
Special Situation Financing
Arch Financial Services can accommodate situations as diverse as the financing of mergers, buyouts and acquisitions. There's a creative Arch Financial Services plan individually tailored for almost every business need.
With Arch Financial Services, you can accomplish an acquisition that involves a purchase price for greater than you can afford alone. The funds we advance you are principally repaid through earnings.
Types of Loans:
Accounts receivable credit lines
- Specific invoice or availability
- Advance rates up to 85%, or higher
- Minimal contact with our borrower's customers
Inventory loans
- Inventory accommodations made to existing receivable borrowers
- Competitive advance rates up to 50% or higher
Equipment loans
- Equipment term loans made as accommodations to existing receivable borrowers
- Competitive advance rates up to 50% or higher
- Up to five years to amortize
- Principal moratoriums considered
Other Collateral:
- Used to provide additional flexibility or over advances
An Arch Financial Services, Inc. customer would be:
- a distributor, manufacturer or service provider located anywhere in the USA
- needs an asset based loan up to $5 million
- always has commercial accounts receivables
- often has inventory, machinery and equipment
- can be slightly profitable or losing money
- may have a weak balance sheet
- could be emerging from bankruptcy
- might be in an asset recovery department of a bank or on an exit strategy
- can explain their turnaround plan
- typically has support of personal guarantor
- has no financial covenants in its loan agreement
- needs to obtain financing quickly
- wants to do business with a strong lender supported by friendly and knowledgeable staff
Don't wait! Apply Now! Call us today toll free at (888) 719-2724.
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